17th Feb , 2017 | By Kishore Kapoor
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Over the recent years, the financial services sector has encountered challenges for several reasons, but many of those challenges can be linked to bad lending, poor risk management, or the lack of agility in adapting to changing economic scenarios. Credit risk, in simple terms, is the uncertainty of bad debts, in case a borrower fails … Continue reading “5 Best Practices to Manage Credit Risk in Banking Sector”
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14th Feb , 2017 | By Kishore Kapoor
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In a hyper-competitive financial industry, banks, in their never ending battle for the consumer’s wallet, want access to customer’s data before the competitors get hold of the information. This is, however, the usual approach not just in banking but in any other industry as well, but now, there’s a new normal. Today, banks want to … Continue reading “Key Ways to Understand the Behaviour of Multi-Channel Banking Customers”
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9th Feb , 2017 | By Kishore Kapoor
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Security, particularly in an era of identity theft and impersonation, is one of the primary concerns that restrain consumers from engaging with the e-commerce. Especially, web-based e-commerce applications that handle payments like electronic transactions, online banking, or the use of credit cards, debit cards, and other tokens like the PayPal, are a happy hunting ground … Continue reading “7 Payment Security Measures to Deal E-commerce Security Threats”
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6th Feb , 2017 | By Kishore Kapoor
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The regulatory landscape for financial institutions, post the 2008 macroeconomic crisis, has drastically changed over the years. Financial organisations must comply with new rules, stringent disclosure requirements, and precise regulatory reporting. This has led to adherence obligations, which is driving the financial service providers to be more proactive with compliance issues. However, till this date, … Continue reading “Enterprise Risk Management as an Opportunity”
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15th Dec , 2016 | By Kishore Kapoor
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The banking and financial services industry is undergoing a paradigm shift. It’s a transformational change that is far reaching, and that has the potential to rock the very structure of the economy on which banks have been operating so far. Discussed below are the top five defining trends of 2017, which will have a reverberating … Continue reading “Top 5 Trends To Watch Out In Banking Technology In 2017”
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12th Dec , 2016 | By Kishore Kapoor
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As technology evolves, the opportunities get created to move away from traditional practices as we embrace the new technology. The popularity of the Blockchain technology in the banking industry owing to its potential to revolutionise modern banking is a perfect example in support of this context that is starting to unfold in banking. As Oliver … Continue reading “How Blockchain Technology Can Simplify Modern Banking”
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28th Oct , 2016 | By Kishore Kapoor
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Lately, more and more organisations are adopting innovative cloud applications to leverage competitive edge in today’s extremely challenging business environments. The happening transformational changes are loud and distinct, across every industry vertical. As organisations slowly and steadily make a transition from ‘on-premise’ to cloud-based services, typical business applications like customer relationship management (CRM) and enterprise … Continue reading “Future of Cloud Computing in Banking & Financial Sector”
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25th Oct , 2016 | By Kishore Kapoor
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What Exactly Is Funds Transfer Pricing (FTP)? Funds transfer pricing (FTP) is a banking process employed to adjust the reported performance of various business units of a bank. A financial institution, typically a bank, has two broadly classified business units — the deposit-raising units and funds-advancing units. The spread generated between these two units … Continue reading “Deriving More Value from Funds Transfer Pricing”
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22nd Oct , 2016 | By Kishore Kapoor
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Over the last decade, the Anti-Money Laundering (AML) space has witnessed drastic and dramatic changes. The emerging developments have been largely driven by the Financial Crimes ecosystem, which according to some estimates, is now poised at $20 billion a year industry. With the consistent advent of new technologies, the financial crime prevention eco-system tends to … Continue reading “Top 5 Drivers for Anti-Money Laundering Compliance”
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20th Oct , 2016 | By Kishore Kapoor
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In the era of digital banking, customers want to communicate and obtain information across all banking channels, in real-time, in the moment of now. Today’s digital customers expect more. They are, in fact, the primary force driving the banking sector into next-generation. Their expectations are diverse and demanding. Unlike other industries, where technology impacts have … Continue reading “The Biggest Challenges Plaguing Retail Banking & Key Opportunities”
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29th Sep , 2016 | By Kishore Kapoor
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Cloud adoption has become an inevitable change for every business. Fast changes in technology and the growing complexities in traditional IT in order to accommodate the demands of technology are resulting in a need for more elasticity in the IT structure. Businesses can be ahead of the evolving needs through cloud-adoption to optimize productivity. Highlighted … Continue reading “6 Reasons Why Customers Feels Encouraged for Cloud Adoption”
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27th Sep , 2016 | By Kishore Kapoor
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Big Data, the large and complex data sets collection that are difficult to manage with traditional data processing applications, is here to stay. Most organisations engage in big data to monitor analytics in real-time, understand trends, optimise pricing, identify customers, highlight promotions and do everything else that will help propel their business on the growth … Continue reading “Business Analytics vs. Big Data: What’s the Difference?”
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23rd Sep , 2016 | By Kishore Kapoor
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The growth in technology and a customer centric approach are fast defining the digital roadmap for most banking institutions. A McKinsey report suggests that “By 2018, banks in Scandinavia, the United Kingdom, and Western Europe are forecast to have half or more of new inflow revenue in most products coming from digital sales”. There is … Continue reading “Six Ingredients for Your Bank to be Digitally Transformed”
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19th Sep , 2016 | By Kishore Kapoor
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As organisations are increasingly opting for the cloud as a viable storage option for their critical business data, the need for data protection is becoming an important business imperative. Being aware of the security practices that need to be adopted in order to avoid compromising the integrity of your stored data is vital in the … Continue reading “5 Ways to Ensure Safer Data Storage in the Cloud”
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28th Apr , 2016 | By Kishore Kapoor
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The emergence of a new generation of customers who are more aware, immensely dynamic and intensely active socially
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12th Apr , 2016 | By Kishore Kapoor
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Today, businesses across industries realise the importance of customer-centricity forbuilding better customer relationships.
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7th Apr , 2016 | By Kishore Kapoor
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In contrast to other business sectors, the banking industry has been relatively slow in adopting and harnessing the massive potential.
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